Licensed, and easy to verify.
I'm Ryan Caprio, a health insurance broker based in Tampa, licensed in 19 states. Below is every state I'm licensed in and the license number for each, so you can confirm it yourself, straight from the official source.
Active licenses by state
Lines of authority: Accident & Health (and Life, where shown on the state license).
| State | License number | License type | Status |
|---|---|---|---|
| Florida | G306351 | Resident | Active |
| Colorado | 932104 | Non-resident | Active |
| Georgia | 3875053 | Non-resident | Active |
| Illinois | 22091157 | Non-resident | Active |
| Indiana | 4189854 | Non-resident | Active |
| Kentucky | 1444987 | Non-resident | Active |
| Maryland | 3004058831 | Non-resident | Active |
| Michigan | 1443013 | Non-resident | Active |
| Missouri | 3004058890 | Non-resident | Active |
| Nebraska | 22091157 | Non-resident | Active |
| Nevada | 4235680 | Non-resident | Active |
| North Carolina | 22091157 | Non-resident | Active |
| Ohio | 1719195 | Non-resident | Active |
| South Carolina | 22091157 | Non-resident | Active |
| Tennessee | 3004058925 | Non-resident | Active |
| Texas | 3450201 | Non-resident | Active |
| Utah | 1105904 | Non-resident | Active |
| Virginia | 1565184 | Non-resident | Active |
| West Virginia | 22091157 | Non-resident | Active |
Several states (Illinois, Nebraska, North Carolina, South Carolina, and West Virginia) issue the license under the producer's National Producer Number, so the state license number and the NPN are the same: 22091157. Florida is my resident state; all others are non-resident licenses.
What a license actually means
Every state on that list ran its own vetting and issued its own license — insurance is regulated state by state, and there's no national shortcut. Florida is my resident license, the one that required the licensing exam. The other eighteen are non-resident licenses, which each state grants based on my Florida standing and background. Keeping all nineteen active means meeting Florida's continuing-education requirements and renewing on each state's own schedule.
The lines of authority on these licenses are Accident & Health (the legal category health insurance falls under), plus Life where the state license shows it. In plain terms: I'm licensed to advise on and sell health coverage in every state listed, and nothing I'm not licensed for.
Where I've written it up
A license row in a table is one thing; how coverage actually works where you live is another. I keep dedicated pages for Jacksonville, where I grew up, plus Texas and Georgia, with each state's marketplace rules, deadlines, and Medicaid quirks spelled out. More states are coming.
Why I publish all of this
Brokers don't usually put their license numbers on the internet. I do it because trust in this business is earned in the boring details: you shouldn't have to take my word for anything a regulator can confirm. It's the same reason I'd rather show you real plans side by side than talk in generalities. If you check a state and something looks off — a status, a number, anything — tell me. I'd rather hear about it than have you wonder. The same NPN is on my Insurance Storefronts profile, built from public producer registry records, if you want a second place to check it. If you want to know who's behind the license, here's the longer version.
Confirm it yourself
Look up my National Producer Number, 22091157, on Florida's Licensee Search to see my resident license straight from the regulator. The search has an NPN field, so it takes about ten seconds.
The other 18 states are split across two lookups, because no single tool covers them all. The NAIC's State Based Systems search handles Illinois, Maryland, Missouri, Nebraska, North Carolina, South Carolina, Tennessee, and West Virginia. Sircon's consumer inquiry, which is the lookup Texas and several other states point people to, handles Colorado, Georgia, Indiana, Nevada, Texas, and Utah.
That leaves Kentucky, Michigan, Ohio, and Virginia, which run their own searches. Go to that state's insurance department site and search the same NPN. The number is national, so it works everywhere.