The short answer
I review and approve every page on this site before it goes up. Rules, deadlines and government figures are checked against official sources such as HealthCare.gov, CMS and the IRS, and each guide shows the date it was last updated. If you find a mistake, tell me. I'll check it against the source, then fix the page and change the date.
Where the facts come from
Health insurance rules come from a short list of places, so that's where I check them. HealthCare.gov and CMS for the Marketplace. The IRS for tax credits and the self-employed deduction. The Department of Labor for COBRA. State law and state insurance regulators for anything that changes by state.
The guides link to official sources for the rules they explain, so you can read the original yourself.
Dates you can see
Each Health Insurance 101 guide shows an "Updated" date under my name. The date changes when the content changes. It matches the date in the page's code that search engines read.
Insurance rules change from year to year, so check the date before you rely on a number.
Who reviews it
I'm Ryan Caprio, an independent, licensed health insurance agent. My NPN is 22091157, and the license page lists all 19 states I'm licensed in, with a way to look each one up.
Nothing goes up without my approval. New and changed pages are checked against written compliance rules before they're published. A page can't suggest a government agency endorses me. It can't promise a price, an approval or a savings amount. And it can't describe a plan that isn't ACA coverage as if it were.
Client privacy
I don't publish client stories with details that could identify anyone. When a guide talks about a situation, it's a kind of situation, like a couple retiring before 65 or someone leaving a job, not a person you could pick out.
If something is wrong
Tell me. Call or text (904) 508-8352, or email rcaprio@capriohealth.com. I'll check it against the source, fix the page and update the date.
How I'm paid has its own page: How I'm paid.